Open to Roles  Β·  UK-Based  Β·  Graduate Visa Dec 2026

Nikhil Shinde

Product Manager Product Operations KYC / AML Fintech & Insurance Financial Crime

Product Operations professional with 4+ years in fintech and financial crime compliance β€” owning the bridge between customers, product, and engineering. Deep expertise in KYC workflows, AML operations, and FCA-regulated environments. I turn compliance pain points into structured requirements teams can actually ship.

I'm hiring for…
Nikhil Shinde
NΒ·S
KYC Failure Reduction
↓ 40%
Processing Time
↓ 30%
0+
Years in Fintech
0%
KYC Failure Reduction
0%
Faster Processing
0+
Daily Cases Triaged
0%
Fewer Post-Release Bugs
0+
Products Shipped
What I Do

Domain Expertise Meets Product Thinking

Most product people understand software. Fewer understand financial crime. I bridge both β€” turning operational pain into scalable solutions in regulated environments.

πŸ—οΈ

Product Operations

Owning the bridge between customers, product, and engineering. I triage complex issues, build root cause analysis frameworks, and translate recurring pain into structured product requirements.

SLA ManagementTriage & Escalation Playbook DesignRoot Cause Analysis
πŸ”

KYC / AML & Financial Crime

Deep domain expertise in identity verification, AML alert triage, and financial crime prevention. I've owned KYC vendor relationships and reduced verification failures by 40%.

KYC OperationsAML Screening FCA ComplianceFraud Detection
🧠

Product Thinking & Delivery

Writing PRDs, defining acceptance criteria, running UAT, and staying until the fix ships. I bring a structured PM mindset to every operational challenge β€” bridging ops and engineering.

PRD WritingUAT Testing Agile / ScrumStakeholder Comms
Career

Professional Experience

From fintech AML operations to FCA-regulated insurance β€” consistently turning compliance complexity into measurable product outcomes.

Product Operations Analyst
LV= (Liverpool Victoria) FCA-RegulatedInsurance
Jan 2025 – Present ● Current Role πŸ“ Exeter, UK
  • Own operational triage for 20+ complex compliance cases daily β€” routing to correct teams within strict 3–5 day SLAs in an FCA-regulated environment.
  • Conduct root cause analysis on recurring platform failures β€” translating findings into structured product requirements for engineering teams.
  • Build and maintain process playbooks, escalation guides, and product change requirements β€” reducing repeat issue volumes across the operations team.
  • Produce weekly and monthly operational reporting tracking resolution rates, SLA adherence, and failure patterns for senior stakeholders.
βœ“ 20+ Cases/Day FCA Compliance Ops Playbook Design SLA Management
Product Operations Lead β€” AML, KYC & Financial Crime
Microkred, RNFI Group NSE-Listed FintechConsumer Lending
Jun 2022 – Sep 2023 πŸ“ Mumbai, India
  • Owned the operational bridge between customers, product, and engineering β€” managing KYC failures and AML false positives through to structured product requirements, reducing verification failures by 40%.
  • Built and maintained Power BI and SQL dashboards tracking KYC conversion rates, AML alert volumes, SLA performance, and support ticket trends.
  • Designed operational playbooks for KYC onboarding, AML alert triage, and fraud escalation β€” reducing resolution time by 30%.
  • Managed third-party KYC vendor operations β€” triaging failures, escalating systemic issues, and validating fixes through Postman API testing.
  • Deployed no-code automation (Zapier, Retool) to eliminate manual workflows β€” enabling ops team to scale without headcount growth.
↓ 40% KYC Failures ↓ 30% Resolution Time Power BI Β· SQL KYC Vendor Management Zapier Β· Retool
Associate Product Operations Analyst
Microkred, RNFI Group Fintech
Jun 2021 – Jun 2022 πŸ“ Mumbai, India
  • Managed operational support across 5+ B2B client integrations β€” triaging issues and escalating to product and engineering with structured root cause analysis.
  • Built process documentation and support playbooks for payments and crypto product operations β€” reducing escalation volume over time.
  • Supported CRM systems, internal tools, and SOP design β€” improving workflow consistency across cross-functional teams.
B2B Client Ops SOP Design CRM Systems
Assistant Product Operations Analyst
The Fast Way PaymentsCrypto
Jul 2020 – Jun 2021 πŸ“ Navi Mumbai, India
  • Developed and executed product strategies for crypto and fintech solutions β€” enhancing market positioning through research and client alignment.
  • Managed client relationships and project timelines β€” improving customer satisfaction through proactive communication and issue resolution.
  • Conducted API testing with Postman and created Figma UI/UX mockups β€” aligning product design with client expectations.
Postman Β· Figma Client Management Payments & Crypto
Case Studies

Selected Work

Real problems. Structured thinking. Measurable outcomes β€” from live fintech deployments to 2025 product concepts that show how I think.

47
HIGH RISK
128
REVIEW
892
CLEARED
πŸ€– AI Β· AML Β· Product Concept
AML Copilot β€” AI Alert Triage Dashboard
AML analysts spend 60–70% of time on false positives. Designed an AI copilot to transform alert investigation in regulated fintech environments.
  • Full product spec + Figma prototype for AI-assisted AML triage dashboard
  • ML risk scoring logic and explainability layer for compliance teams
  • Complete PRD: user stories, acceptance criteria, regulatory considerations
  • Modelled 55% reduction in analyst triage time through intelligent pre-screening
FigmaPRD WritingAI/ML ConceptsCompliance Design
KYC VERIFICATION FUNNEL
Initiated10,240
Doc Upload9,011
Face Match7,577
βœ“ Approved6,963
πŸ” KYC Β· B2B SaaS Β· Concept
VerifyFlow β€” B2B KYC Onboarding Platform
SMEs integrating KYC vendors face high friction and no visibility into why customers fail verification β€” leading to avoidable drop-off and compliance gaps.
  • B2B SaaS concept for KYC vendor integration with structured error handling
  • Analytics layer: funnel, failure categories, vendor performance metrics
  • Developer portal and API documentation UX for technical integration
  • Estimated 35% reduction in KYC abandonment through better UX
FigmaAPI UXKYC DomainB2B SaaS
New
12
Triage
8
Review
5
Done
44
πŸ›οΈ Insurance Β· Ops Β· FCA
ClaimBridge β€” Insurance Claims Automation
Insurance claims handling is heavily manual and SLA-heavy. Drawing from LV= experience, designed a smarter claims intake and triage product with FCA compliance built in.
  • End-to-end claims journey from first notice of loss to resolution tracking
  • Automated triage logic to route simple vs. complex claims
  • Real-time SLA monitoring dashboard with breach prediction
  • Full PRD with FCA compliance considerations built in
FigmaProduct StrategyFCA ComplianceOps Design
KYC VERIFICATION Β· LYRA NETWORK
πŸͺͺ
Upload Identity Doc
βœ“ Verified β€” J. OKAFOR
↓ 40% faster onboarding
πŸ” KYC Β· Mobile Β· Client Project
KYC Mobile Application β€” Lyra Network
KYC onboarding lacked structured escalation paths for verification failures, causing high drop-off and inconsistent customer experience across the journey.
  • Wireframes and Figma prototypes for entire KYC onboarding flow
  • End-to-end verification workflows and escalation paths for every failure type
  • Customer-facing support documentation for the onboarding journey
  • Achieved 40% faster onboarding through systematic process redesign
FigmaNotionKYC WorkflowsJan–Sep 2023
My Approach

How I Work

Every product improvement I've shipped follows the same disciplined thinking β€” from operational firefight to structured, measurable solution.

01
πŸ”Ž
Discover
I start with the data β€” SQL queries, Power BI dashboards, ticket patterns. I find the signal in the operational noise before forming any opinion on the fix.
β†’
02
🎯
Define
I structure findings into clear problem statements β€” impact quantified, root cause identified, hypothesis formed. No vague "the system is broken."
β†’
03
πŸ—οΈ
Build
I write PRDs, define acceptance criteria, run UAT, and stay in the room until the fix ships β€” bridging operations and engineering throughout.
β†’
04
πŸ“ˆ
Measure
I track the impact β€” KYC conversion rates, SLA adherence, ticket volumes β€” and close the loop with stakeholders on what actually changed and why.
Skills

Expertise & Toolkit

Four years of depth across the full product operations stack β€” from KYC domain knowledge to delivery tools.

πŸ—οΈ Product & Operations
Product Operations95%
Root Cause Analysis92%
SLA & Triage Management93%
Playbook & SOP Design90%
PRD Writing85%
πŸ” KYC / AML & Compliance
KYC Workflow Design95%
AML Screening & Alert Triage90%
FCA Regulatory Frameworks85%
Identity Verification88%
KYC Vendor Management85%
πŸ“Š Data & Analytics
Power BI & Dashboards85%
SQL78%
Excel & Operational Reporting92%
Google Analytics Β· Tableau75%
πŸ› οΈ Tools & Delivery
Figma (UI/UX Design)82%
Jira Β· Confluence Β· Notion88%
Agile / Scrum85%
Zapier Β· Retool (No-Code)80%
Postman (API Testing)75%
Credentials

Certifications & Education

Structured learning on top of real-world experience β€” from product management to AI strategy.

Certifications
πŸ€–
AI Product Manager
Product School
πŸ“Š
Data Product Manager
Product School
🎨
UI/UX Design (Figma)
Professional Certification
πŸ’Ό
BCG Strategy Consulting Simulation
Boston Consulting Group
Education
MSc International Management
πŸŽ“ University of Exeter Business School
2023 – 2024 Β· Exeter, UK
Dissertation: AML Collaborative Frameworks in EU FinTech under the 5th Anti-Money Laundering Directive
BMS β€” Bachelor of Management Studies
πŸŽ“ University of Mumbai
2017 – 2020 Β· Mumbai, India
Let's Talk

Ready to contribute from day one.

I bring a rare combination of deep KYC/AML domain knowledge, product operations experience in FCA-regulated environments, and structured PM thinking. If you're building in fintech, insurance, or regulated finance β€” let's talk.

πŸ›‚ Graduate Visa valid Dec 2026  Β·  New Entrant Skilled Worker eligible  Β·  Sponsorship available for the right role
πŸ’¬ Quick Brief
Common recruiter questions β€” answered instantly
Can Nikhil work in the UK? πŸ‡¬πŸ‡§
Graduate Visa valid until December 2026. Eligible for New Entrant Skilled Worker sponsorship. Sponsorship has been confirmed available for the right role β€” no immigration hurdles.
What's his KYC/AML experience?
4+ years owning KYC and AML operations end-to-end β€” reducing verification failures by 40%, managing third-party KYC vendors, designing AML alert triage workflows, and operating within FCA-regulated environments at LV= and Microkred.
PM or Ops β€” which is he?
Both β€” that's the differentiator. Deep enough in operations to understand the real problems firsthand, with structured PM skills to translate them into requirements engineering can actually build and ship.
What tools does he use?
Jira, Confluence, Notion, Figma, Power BI, SQL, Postman, Zapier, Retool, Excel, Tableau, Google Analytics. Hands-on with Agile/Scrum and sprint planning.
When is he available?
Available now. Based in Exeter/London, open to hybrid or remote roles across the UK. Email nikhil2617.shinde@gmail.com or connect on LinkedIn to arrange a call this week.
Quick Brief